By taking out a LPOC Insurance policy you are directly supporting the Club’s political campaign, which lobbies Government on behalf of owners to reduce the cost of ownership. For more details, please contact the Club or visit www.lpoc.co.uk/campaign
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In order to ensure that you have the correct cover, you need to specify an accurate rebuild sum for your property. This is different to the property’s market value and must reflect the full rebuild cost to reinstate the property as it was using appropriate materials and methods as instructed by your conservation officer. If you are unsure of the rebuild cost for your property, please speak to one of the team on 01795 844939 for assistance in arranging for a professionally qualified surveyor to advise on a suitable figure.
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Yes we can accommodate these. For buildings undergoing renovation, repair or conversation we will need specific details to correctly insure you, please call the team on 01795 844939 for more information.
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Yes we can accommodate these, together with commercial properties.
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Some insurers would. But it is crucial you read the policy and check exactly what you will be insured for.
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Yes, some of our insurance policies will cover this free of charge when you take buildings cover, so long as you were not aware of the unauthorised work at the time of taking out insurance.
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It is important to bear in mind a number of points such as the quality of the insurer and the cover provided, price should not always be the main factor. How repairs to your listed building are carried out is the most important factor, together with a willingness by the insurer to pay your potential claim. It is also vital to understand that any unauthorised work carried out to the property by previous owners will now become your responsibility if the conservation officer decides you must reinstate as per the original, and very few insurance providers out there will cover
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Yes you can and it is easy to set up.
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An accurate rebuilding figure is important, the insurance team can provide assistance in arranging for a professionally qualified surveyor to advise on correct rebuild figures.
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Our insurance rates are no more expensive for period homes, however it is important to bear in mind that rebuilding costs for listed buildings are more expensive so this will mean slightly higher insurance premiums compared to modern houses or generic buildings policies.
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