The Listed Property Owners’ Club (LPOC) is Britain’s only advice service dedicated to helping the owners of listed buildings. Established over twenty years ago, The Listed Property Owners’ Club is your essential resource for vital insider information, financial savings and advice, and peace of mind. Find out more <a href=”/insurance/insurance-about-lpoc/”>here</a>.
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I would like to speak to someone about this insurance but I am not available during your working hours – is there an out of hours service?
Yes, please use our quick enquiry form and let us know when you would like to be called – we will do our very best to reach you at this time.
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How much cover do I need for my contents?
This figure should represent the total value of the possessions in your home, excluding valuables, which are specified separately. The cover needs to be sufficient to replace all of the items in your home at their full replacement cost (apart from clothing and linen which is subject to deduction for wear and tear)
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How much cover do I need for my buildings?
In order to ensure that you have the correct cover, you need to specify an accurate rebuild sum for your property. This is different to the property’s market value and must reflect the full rebuild cost to reinstate the property as it was using appropriate materials and methods as instructed by your conservation officer. If you are unsure of the rebuild cost for your property, please speak to one of the team on 01795 844939 for assistance in arranging for a professionally qualified surveyor to advise on a suitable figure.
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Can you insure listed buildings undergoing renovation, repair or conversion?
Yes we can accommodate these. For buildings undergoing renovation, repair or conversation we will need specific details to correctly insure you, please call the team on 01795 844939 for more information.
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Can you insure holiday homes, rental properties and unusual properties?
Yes we can accommodate these, together with commercial properties.
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Will my insurer always reinstate damage to my property with matching period materials as requested by the conservation officer?
Yes, our insurers would. This is where our insurance differs from others you may find on comparison websites or general insurers.
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Will this insurance cover me for unapproved building changes made by the previous owners?
Yes, most of our insurance policies will cover this free of charge when you take buildings cover, so long as you were not aware of the unauthorised work at the time of taking out insurance.
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What insurance factors do I need to bear in mind when buying a listed building?
It is important to bear in mind a number of points such as the quality of the insurer and the cover provided, price should not always be the main factor. How repairs to your listed building are carried out is the most important factor, together with a willingness by the insurer to pay your potential claim. It is also vital to understand that any unauthorised work carried out to the property by previous owners will now become your responsibility if the conservation officer decides you must reinstate as per the original, and very few insurance providers out there will cover
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Can I pay by direct debit?
Yes you can and it is easy to set up.
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